How FHUT Works

What is the FHUT?

FHUT is an investment vehicle that allows your money to be pooled with other Unit holders’ money. This is then invested by FHL FML, in investments that will enable your money to grow in value and earn income.

In return, you are issued with units, and you become a Unitholder with the FHUT. As a Unitholder, you are entitled to receive dividend returns on your investments in two main ways:

  • Dividends that you will earn every four months (3 times a year) based on the number of units that you own (This is also known as ‘distribution return’); and
  • Capital growth the potential growth in the price of your units held in FHUT over time.


FHUT was first launched on the 27th of April 2001, as an investment arm under the FHL umbrella designed to offer investors with an affordable, high quality investment product that offers competitive return. Purchase of FHUT’s unit is open to all Fiji residents and non-resident investors.